Home and Commercial Finance
Development and Construction Loans Specialist
Our Services
RESIDENTIAL HOME LOANS
- Full Doc Residential Home Loans
- Alt Doc Loans Residential Home Loans
- Lo Doc/ Low Doc/Lite Doc/No Doc Residential Home Loans
- Vacant Land, Constructions, Owner Builder – Full Doc or Lo Doc
- Rural – Farm Management Fund (Unlimited Acreage) – Full Doc or Lo Doc
- Caveat Lending – second Mortgage
- Non- Resident Home loans include Overseas and offshore based Borrowers
COMMERCIAL LOAN
- Full Doc Commercial Property Loans
- Low Doc Commercial Property Loans
- SMSF Borrowing Solution
- Caveat Finance – Second Mortgage
- Specialized Securities Funding
- Rural loans for rural acreage, hobby farms and income producing working farms
- Agribusiness finance
DEVELOPMENT LOAN
- Development Finance (Major Bank Lending or Private Lending)
- Development Management and Project Management Funding
- Land Bank Finance
- No-presale construction Finance
- Mezzanine Finance – Preferred Equity
- Bridging Finance
- Equity Joint Venture Funding
- Residual Stock finance
- Incomplete Construction Finance
BUSINESS LOANS
- SME Business Finance
- Cash Flow Funding and Business line of credit
- Equipment finance (Full Doc or Low Doc)
- Fit-out Finance
- Debtor finance
- Sale and Lease Back Funding
- Low Doc Vehicle Finance
- Trade Finance
- Novated Leasing
- Vehicle Fleet Finance
Short Term Loan
- Personal Loan (Full doc/Low Doc)
- Car loan (Full Doc/ Low Doc)
- Second Mortgage – Caveat Loan
- Equity Release Cash Out Funding
We are partner with
- Full Doc: for borrowers who can demonstrate serviceability, requiring a minimum of 2 years financial statements and tax returns. The borrower must also have a clear credit history.
- Lite Doc: for borrowers who fall just outside the Full Doc criteria, but who can clearly demonstrate serviceability via information such as rental income, BAS statements, interim financials, and projections – e.g., a lease doc product where the lease services the facility on a stand-alone basis.
- Low Doc: where the borrower cannot demonstrate serviceability but has an accountant’s letter confirming they can service the debt and the borrower will self-certify their income.
- No Doc / Asset Lend / Private lender: for borrowers who cannot provide any income verification or obtain an accountant’s letter to confirm that they can service the debt. In this situation, the facility is effectively an asset lend.